Australian Term Deposit Rates

Compare term deposit rates from a wide range of Australian banks and financial institutions.

Last updated: Fetching...

Short Term (<= 6 months)

Bank Term
Australian Military Bank 3 Months 4.20% p.a.
Australian Military Bank 4 Months 4.20% p.a.
Australian Military Bank 5 Months 4.30% p.a.
Australian Military Bank 6 Months 4.65% p.a.
Bank of Queensland 1 Month ($1,000-$4,999) 0.05% p.a.
Bank of Queensland 1 Month ($5,000+) 0.75% p.a.
Bank of Queensland 2 Months ($1,000-$4,999) 0.08% p.a.
Bank of Queensland 2 Months ($5,000+) 0.80% p.a.
Bank of Queensland 3 Months ($1,000-$4,999) 0.10% p.a.
Bank of Queensland 3 Months ($5,000+) 2.25% p.a.
Bank of Queensland 4 Months ($1,000-$4,999) 0.10% p.a.
Bank of Queensland 4 Months ($5,000+) 3.90% p.a.
Bank of Queensland 5 Months ($1,000-$4,999) 0.10% p.a.
Bank of Queensland 5 Months ($5,000+) 1.25% p.a.
Bank of Queensland 6 Months ($1,000-$4,999) 0.10% p.a.
Bank of Queensland 6 Months ($5,000+) 4.00% p.a.
Bank of Queensland Less than 1 Month ($1,000-$4,999) 0.28% p.a.
Bank of Queensland Less than 1 Month ($5,000+) 0.28% p.a.
Bank of us 1 Month 2.00% p.a.
Bank of us 2 Months 2.00% p.a.
Bank of us 3 Months 4.75% p.a.
Bank of us 4 Months 4.75% p.a.
Bank of us 5 Months 4.80% p.a.
Bank of us 6 Months 4.80% p.a.
Bankwest 1 month 2.00% p.a.
Bankwest 2 months 2.00% p.a.
Bankwest 3 months 4.40% p.a.
Bankwest 4 months 4.00% p.a.
Bankwest 5 months 4.50% p.a.
Bankwest 6 months 4.00% p.a.
CommBank 3 months ($5,000 to $49,999) 3.10% p.a.
CommBank 3 months ($50,000 to $5,000,000) 3.15% p.a.
CommBank 6 months ($5,000 to $49,999) 3.25% p.a.
CommBank 6 months ($50,000 to $5,000,000) 3.30% p.a.
Community First Bank 2 Years Interest paid monthly 4.15% p.a.
Community First Bank 3 Months Interest paid monthly 4.35% p.a.
Community First Bank 3 Months Interest paid on maturity 4.45% p.a.
Community First Bank 6 Months Interest paid monthly 4.45% p.a.
Community First Bank 6 Months Interest paid on maturity 4.55% p.a.
G&C Mutual Bank 3 months 4.90% p.a. (interest paid on maturity or annually), 4.85% p.a. (interest paid monthly)
G&C Mutual Bank 6 months 5.10% p.a. (interest paid on maturity or annually), 5.05% p.a. (interest paid monthly)
Gateway Bank (Australia) 3 months 4.80% p.a.
Gateway Bank (Australia) 4 months 0.70% p.a.
Gateway Bank (Australia) 5 months 0.70% p.a.
Gateway Bank (Australia) 6 months 5.05% p.a.
Great Southern Bank 3 Month 4.80% p.a.
Heartland Bank 3 months 4.70% p.a.
Heartland Bank 6 months 5.05% p.a.
IMB Bank 3 - 6 Months 1.45 % p.a.
IMB Bank 3 Month Special 2 4.00 % p.a.
IMB Bank 6 - 9 Months 2.20 % p.a.
IMB Bank 6 Month Special 2 4.80 % p.a.
Judo Bank 1 Month 2.10% p.a.
Judo Bank 2 Months 2.30% p.a.
Judo Bank 3 Months 4.50% p.a.
Judo Bank 4 Months 4.20% p.a.
Judo Bank 5 Months 4.95% p.a.
Judo Bank 6 Months 5.00% p.a.
ME Bank 3 month 4.00% p.a.
ME Bank 4 month 4.15% p.a.
ME Bank 6 month 4.25% p.a.
MOVE Bank 3 Months 4.95% p.a.
MOVE Bank 4 Months 4.95% p.a.
MOVE Bank 5 Months 5.10% p.a.
MOVE Bank 6 Months 5.20% p.a.
Macquarie Bank 1 Month (at maturity) 2.10% p.a.
Macquarie Bank 1 Year (monthly) 5.08% p.a.
Macquarie Bank 2 Months (at maturity) 2.10% p.a.
Macquarie Bank 2 Months (monthly) 2.10% p.a.
Macquarie Bank 2 Years (monthly) 3.54% p.a.
Macquarie Bank 3 Months (at maturity) 4.75% p.a.
Macquarie Bank 3 Months (monthly) 4.73% p.a.
Macquarie Bank 3 Years (monthly) 3.59% p.a.
Macquarie Bank 4 Months (at maturity) 4.75% p.a.
Macquarie Bank 4 Months (monthly) 4.72% p.a.
Macquarie Bank 4 Years (monthly) 3.74% p.a.
Macquarie Bank 5 Years (monthly) 3.74% p.a.
Macquarie Bank 6 Months (at maturity) 5.00% p.a.
Macquarie Bank 6 Months (monthly) 4.95% p.a.
Macquarie Bank 6 Months (quarterly) 4.97% p.a.
NAB 4 months 3.20% p.a.
NAB 5 months 3.25% p.a.
NAB 6 months 3.30% p.a.
P&N Bank 2 months 1.60% p.a.
P&N Bank 3 months 3.75% p.a.
P&N Bank 3 months (At maturity) 3.85% p.a.
P&N Bank 4 months 4.30% p.a.
P&N Bank 5 months 5.15% p.a.
P&N Bank 6 months 3.80% p.a.
QBank 3 months ($10,000-$99,999) 4.15% p.a.
QBank 3 months ($100,000-$249,999) 4.35% p.a.
QBank 3 months ($2,000-$9,999) 3.95% p.a.
QBank 3 months ($250,000-$1,000,000) 4.55% p.a.
QBank 6 months ($10,000-$99,999) 4.35% p.a.
QBank 6 months ($100,000-$249,999) 4.55% p.a.
QBank 6 months ($2,000-$9,999) 4.15% p.a.
QBank 6 months ($250,000-$1,000,000) 4.75% p.a.
RACQ Bank 1 month 0.55% p.a.
RACQ Bank 2 months 1.60% p.a.
RACQ Bank 3 months 4.90% p.a.
RACQ Bank 4 months 3.50% p.a.
RACQ Bank 5 months 3.50% p.a.
RACQ Bank 6 months 4.40% p.a.
Rabobank 1 month 1.90% p.a. / 2.00% p.a. / 2.10% p.a.
Rabobank 3 months 4.70% p.a. / 4.80% p.a. / 4.90% p.a.
Rabobank 6 months 4.95% p.a. / 5.05% p.a. / 5.15% p.a.
Regional Australia Bank 3 months (Amounts from $1,000 to $500,000) 3.25% p.a p.a.
Regional Australia Bank 4 months (Amounts from $1,000 to $500,000) 4.25% p.a p.a.
Regional Australia Bank 6 months (Amounts from $1,000 to $500,000) 4.55% p.a p.a.
Suncorp Bank 1 Month ($1,000,000-$2,000,000) 1.35% p.a.
Suncorp Bank 1 Month ($100,000-$999,999) 1.30% p.a.
Suncorp Bank 1 Month ($5,000-$99,999) 1.25% p.a.
Suncorp Bank 2 Months ($1,000,000-$2,000,000) 2.05% p.a.
Suncorp Bank 2 Months ($100,000-$999,999) 2.00% p.a.
Suncorp Bank 2 Months ($5,000-$99,999) 1.95% p.a.
Suncorp Bank 3 Months ($1,000,000-$2,000,000) 3.80% p.a.
Suncorp Bank 3 Months ($100,000-$999,999) 3.75% p.a.
Suncorp Bank 3 Months ($5,000-$99,999) 3.70% p.a.
Suncorp Bank 4 Months ($1,000,000-$2,000,000) 4.60% p.a.
Suncorp Bank 4 Months ($100,000-$999,999) 4.60% p.a.
Suncorp Bank 4 Months ($5,000-$99,999) 4.60% p.a.
Suncorp Bank 5 Months ($1,000,000-$2,000,000) 3.80% p.a.
Suncorp Bank 5 Months ($100,000-$999,999) 3.75% p.a.
Suncorp Bank 5 Months ($5,000-$99,999) 3.70% p.a.
Suncorp Bank 6 Months ($1,000,000-$2,000,000) 5.00% p.a.
Suncorp Bank 6 Months ($100,000-$999,999) 5.00% p.a.
Suncorp Bank 6 Months ($5,000-$99,999) 5.00% p.a.
Teachers Mutual Bank 3 months 4.40% p.a.
Teachers Mutual Bank 6 months 4.40% p.a.
UniBank (Australia) 3 months 4.40% p.a.
UniBank (Australia) 6 months 4.40% p.a.
Unity Bank (Australia) 3 months 4.90% p.a. 1
Unity Bank (Australia) 6 months 5.10% p.a. 1

Medium Term (> 6 months & <= 12 months)

Bank Term
ANZ 12 Months 5.00% p.a.
Australian Military Bank 10 to 11 Months 4.70% p.a.
Australian Military Bank 12 Months 5.30% p.a.
Australian Military Bank 7 Months 5.30% p.a.
Australian Military Bank 8 Months 4.60% p.a.
Australian Military Bank 9 Months 4.60% p.a.
Bank of Queensland 10 Months ($1,000-$4,999) 0.15% p.a.
Bank of Queensland 10 Months ($5,000+) 1.75% p.a.
Bank of Queensland 11 Months ($1,000-$4,999) 0.15% p.a.
Bank of Queensland 11 Months ($5,000+) 1.75% p.a.
Bank of Queensland 12 to 23 Months ($1,000-$4,999) 0.15% p.a.
Bank of Queensland 12 to 23 Months ($5,000+) 4.05% p.a.
Bank of Queensland 7 Months ($1,000-$4,999) 0.10% p.a.
Bank of Queensland 7 Months ($5,000+) 3.90% p.a.
Bank of Queensland 8 Months ($1,000-$4,999) 0.10% p.a.
Bank of Queensland 8 Months ($5,000+) 3.80% p.a.
Bank of Queensland 9 Months ($1,000-$4,999) 0.15% p.a.
Bank of Queensland 9 Months ($5,000+) 3.85% p.a.
Bank of us 10 Months 4.00% p.a.
Bank of us 11 Months 4.00% p.a.
Bank of us 12 Months 4.90% p.a.
Bank of us 7 Months 4.30% p.a.
Bank of us 8 Months 4.00% p.a.
Bank of us 9 Months 5.10% p.a.
Bankwest 12 months 5.00% p.a.
Bankwest 7 months 4.00% p.a.
Bankwest 8 months 4.00% p.a.
Bendigo Bank 12 Months 4.70% p.a.
Bendigo Bank 8 Months 4.40% p.a.
CommBank 12 months ($5,000 to $49,999) 4.50% p.a.
CommBank 12 months ($50,000 to $5,000,000) 4.50% p.a.
Community First Bank 12 Months Interest paid monthly 5.00% p.a.
Community First Bank 12 Months Interest paid on maturity 5.65% p.a.
Community First Bank 12 Months Term Deposit Special (new money only, min $10,000) 5.20% p.a.
G&C Mutual Bank 1 year 5.20% p.a. (interest paid on maturity or annually), 5.15% p.a. (interest paid monthly)
G&C Mutual Bank 9 months 5.00% p.a. (interest paid on maturity or annually), 4.95% p.a. (interest paid monthly)
Gateway Bank (Australia) 11 months 1.10% p.a.
Gateway Bank (Australia) 12 months 5.45% p.a.
Gateway Bank (Australia) 7 months 1.20% p.a.
Gateway Bank (Australia) 9 months 5.10% p.a.
Great Southern Bank 12 Month 5.25% p.a.
Great Southern Bank 7 Month 5.15% p.a.
Heartland Bank 12 months 5.35% p.a.
Heartland Bank 9 months 5.10% p.a.
IMB Bank 12 - 24 Months 2.20 % p.a.
IMB Bank 12 Month Special 4.98 % p.a.
IMB Bank 12 Month Special 2 5.10 % p.a.
IMB Bank 12 Months 2.15 % p.a.
IMB Bank 9 - 12 Months 2.20 % p.a.
Judo Bank 1 Year 5.35% p.a.
Judo Bank 10 Months 5.05% p.a.
Judo Bank 11 Months 5.05% p.a.
Judo Bank 7 Months 4.40% p.a.
Judo Bank 8 Months 4.50% p.a.
Judo Bank 9 Months 4.95% p.a.
ME Bank 12 month 4.30% p.a.
ME Bank 7 month 4.25% p.a.
ME Bank 9 month 4.25% p.a.
MOVE Bank 10 Months 5.20% p.a.
MOVE Bank 11 Months 5.50% p.a.
MOVE Bank 12 Months 5.45% p.a.
MOVE Bank 7 Months 5.40% p.a.
MOVE Bank 8 Months 5.20% p.a.
MOVE Bank 9 Months 5.20% p.a.
Macquarie Bank 1 Year (at maturity) 5.20% p.a.
Macquarie Bank 1 Year (half yearly) 5.13% p.a.
Macquarie Bank 1 Year (quarterly) 5.10% p.a.
Macquarie Bank 9 Months (at maturity) 5.00% p.a.
Macquarie Bank 9 Months (monthly) 4.92% p.a.
Macquarie Bank 9 Months (quarterly) 4.94% p.a.
NAB 10 months 3.55% p.a.
NAB 11 months 3.55% p.a.
NAB 12 months 5.00% p.a.
NAB 7 months 3.35% p.a.
NAB 8 months 3.40% p.a.
NAB 9 months 3.50% p.a.
Newcastle Permanent 1 year 5.05% p.a.
P&N Bank 10 months 3.60% p.a.
P&N Bank 11 months 3.70% p.a.
P&N Bank 12 - 35 months 4.20% p.a.
P&N Bank 12 months 5.00% p.a.
P&N Bank 7 months 4.50% p.a.
P&N Bank 8 months 3.70% p.a.
P&N Bank 9 months 3.80% p.a.
QBank 12 months ($10,000-$99,999) 4.50% p.a.
QBank 12 months ($100,000-$249,999) 4.70% p.a.
QBank 12 months ($2,000-$9,999) 4.30% p.a.
QBank 12 months ($250,000-$1,000,000) 4.90% p.a.
QBank 9 months ($10,000-$99,999) 4.60% p.a.
QBank 9 months ($100,000-$249,999) 4.80% p.a.
QBank 9 months ($2,000-$9,999) 4.40% p.a.
QBank 9 months ($250,000-$1,000,000) 5.00% p.a.
RACQ Bank 1 year 5.45% p.a.
RACQ Bank 10 months 3.50% p.a.
RACQ Bank 11 months 3.50% p.a.
RACQ Bank 7 months 5.25% p.a.
RACQ Bank 8 months 3.50% p.a.
RACQ Bank 9 months 3.75% p.a.
Rabobank 1 year 5.15% p.a. / 5.25% p.a. / 5.35% p.a.
Rabobank 9 months 5.00% p.a. / 5.10% p.a. / 5.20% p.a.
Regional Australia Bank 12 months (Amounts $1,000 to $500,000) 5.00% p.a p.a.
Regional Australia Bank 9 months (Amounts $1,000 to $500,000) 4.60% p.a p.a.
Suncorp Bank 10 Months ($1,000,000-$2,000,000) 3.80% p.a.
Suncorp Bank 10 Months ($100,000-$999,999) 3.75% p.a.
Suncorp Bank 10 Months ($5,000-$99,999) 3.70% p.a.
Suncorp Bank 11 Months ($1,000,000-$2,000,000) 4.20% p.a.
Suncorp Bank 11 Months ($100,000-$999,999) 4.15% p.a.
Suncorp Bank 11 Months ($5,000-$99,999) 4.10% p.a.
Suncorp Bank 12 Months ($1,000,000-$2,000,000) 5.10% p.a.
Suncorp Bank 12 Months ($100,000-$999,999) 5.10% p.a.
Suncorp Bank 12 Months ($5,000-$99,999) 5.10% p.a.
Suncorp Bank 7 Months ($1,000,000-$2,000,000) 4.10% p.a.
Suncorp Bank 7 Months ($100,000-$999,999) 4.05% p.a.
Suncorp Bank 7 Months ($5,000-$99,999) 4.00% p.a.
Suncorp Bank 8 Months ($1,000,000-$2,000,000) 3.80% p.a.
Suncorp Bank 8 Months ($100,000-$999,999) 3.75% p.a.
Suncorp Bank 8 Months ($5,000-$99,999) 3.70% p.a.
Suncorp Bank 9 Months ($1,000,000-$2,000,000) 4.05% p.a.
Suncorp Bank 9 Months ($100,000-$999,999) 4.00% p.a.
Suncorp Bank 9 Months ($5,000-$99,999) 3.95% p.a.
Teachers Mutual Bank 12 months 4.75% p.a.
Teachers Mutual Bank 7 months 4.75% p.a.
Teachers Mutual Bank 9 months 4.50% p.a.
UniBank (Australia) 12 months 4.75% p.a.
UniBank (Australia) 7 months 4.75% p.a.
UniBank (Australia) 9 months 4.50% p.a.
Unity Bank (Australia) 1 year 5.20% p.a. 1
Unity Bank (Australia) 9 months 5.00% p.a. 1
Westpac 12 months – Special Offer 5.00% p.a.

Long Term (> 1 year & <= 5 years)

Bank Term
Australian Military Bank 13 to 15 Months 3.55% p.a.
Australian Military Bank 16 to 23 Months 3.55% p.a.
Australian Military Bank 24 to 36 Months 3.55% p.a.
Bank of Queensland 24 to 35 Months ($1,000-$4,999) 0.15% p.a.
Bank of Queensland 24 to 35 Months ($5,000+) 3.00% p.a.
Bank of Queensland 36 to 47 Months ($1,000-$4,999) 0.15% p.a.
Bank of Queensland 36 to 47 Months ($5,000+) 3.00% p.a.
Bank of Queensland 48 to 59 Months ($1,000-$4,999) 0.15% p.a.
Bank of Queensland 48 to 59 Months ($5,000+) 3.00% p.a.
Bank of us 13 - 17 Months 4.80% p.a.
Bank of us 18 - 23 Months 4.40% p.a.
Bank of us 24 Months 4.45% p.a.
Bank of us 36 Months 4.10% p.a.
CommBank 24 - 33 months ($5,000 to $49,999) 4.95% p.a.
CommBank 24 - 33 months ($50,000 to $5,000,000) 5.00% p.a.
CommBank 60 months ($5,000 to $49,999) 3.95% p.a.
CommBank 60 months ($50,000 to $5,000,000) 4.00% p.a.
Community First Bank 2 Years Interest paid on maturity 4.25% p.a.
G&C Mutual Bank 2 years 5.20% p.a. (interest paid on maturity or annually), 5.15% p.a. (interest paid monthly)
G&C Mutual Bank 3 years 4.60% p.a. (interest paid on maturity or annually), 4.55% p.a. (interest paid monthly)
G&C Mutual Bank 4 years 4.00% p.a. (interest paid on maturity or annually), 3.95% p.a. (interest paid monthly)
G&C Mutual Bank 5 years 4.00% p.a. (interest paid on maturity or annually), 3.95% p.a. (interest paid monthly)
Gateway Bank (Australia) 18 months 0.65% p.a.
Gateway Bank (Australia) 24 months 1.60% p.a.
Gateway Bank (Australia) 36 months 1.60% p.a.
Gateway Bank (Australia) 48 months 0.65% p.a.
Gateway Bank (Australia) 60 months 0.65% p.a.
Great Southern Bank 5 Year 5.50% p.a.
Heartland Bank 24 months 5.35% p.a.
Heartland Bank 36 months 5.35% p.a.
Heartland Bank 48 months 5.35% p.a.
Heartland Bank 60 months 4.95% p.a.
IMB Bank 24 - 36 Months 2.20 % p.a.
IMB Bank 24 Month Special 4.40 % p.a.
IMB Bank 36 - 48 Months 2.20 % p.a.
IMB Bank 36 Month Special 4.50 % p.a.
IMB Bank 48 - 60 Months 2.20 % p.a.
IMB Bank 48 Month Special 4.00 % p.a.
IMB Bank 60 Month Special 4.00 % p.a.
IMB Bank 60 Months 2.20 % p.a.
Judo Bank 2 Years 5.20% p.a.
Judo Bank 3 Years 5.10% p.a.
Judo Bank 4 Years 5.10% p.a.
Judo Bank 5 Years 5.30% p.a.
MOVE Bank 13 to 14 Months 5.30% p.a.
MOVE Bank 15 to 23 Months 5.30% p.a.
MOVE Bank 24 Months 5.30% p.a.
Macquarie Bank 2 Years (annually) 3.60% p.a.
Macquarie Bank 2 Years (half yearly) 3.57% p.a.
Macquarie Bank 2 Years (quarterly) 3.55% p.a.
Macquarie Bank 3 Years (annually) 3.65% p.a.
Macquarie Bank 3 Years (half yearly) 3.62% p.a.
Macquarie Bank 3 Years (quarterly) 3.60% p.a.
Macquarie Bank 4 Years (annually) 3.80% p.a.
Macquarie Bank 4 Years (half yearly) 3.76% p.a.
Macquarie Bank 4 Years (quarterly) 3.75% p.a.
Macquarie Bank 5 Years (annually) 3.80% p.a.
Macquarie Bank 5 Years (half yearly) 3.76% p.a.
Macquarie Bank 5 Years (quarterly) 3.75% p.a.
Newcastle Permanent 2 years 4.00% p.a.
Newcastle Permanent 3 years 3.50% p.a.
Newcastle Permanent 4 years 3.30% p.a.
Newcastle Permanent 5 years 3.30% p.a.
P&N Bank 36 - 60 months 3.35% p.a.
QBank 18 months ($10,000-$99,999) 4.15% p.a.
QBank 18 months ($100,000-$249,999) 4.35% p.a.
QBank 18 months ($2,000-$9,999) 3.95% p.a.
QBank 18 months ($250,000-$1,000,000) 4.55% p.a.
QBank 24 months ($10,000-$99,999) 4.05% p.a.
QBank 24 months ($100,000-$249,999) 4.25% p.a.
QBank 24 months ($2,000-$9,999) 3.85% p.a.
QBank 24 months ($250,000-$1,000,000) 4.45% p.a.
QBank 36 months ($10,000-$99,999) 3.60% p.a.
QBank 36 months ($100,000-$249,999) 3.80% p.a.
QBank 36 months ($2,000-$9,999) 3.40% p.a.
QBank 36 months ($250,000-$1,000,000) 4.00% p.a.
QBank 48 months ($10,000-$99,999) 3.60% p.a.
QBank 48 months ($100,000-$249,999) 3.80% p.a.
QBank 48 months ($2,000-$9,999) 3.40% p.a.
QBank 48 months ($250,000-$1,000,000) 4.00% p.a.
QBank 60 months ($10,000-$99,999) 3.60% p.a.
QBank 60 months ($100,000-$249,999) 3.80% p.a.
QBank 60 months ($2,000-$9,999) 3.40% p.a.
QBank 60 months ($250,000-$1,000,000) 4.00% p.a.
RACQ Bank 2 years 3.30% p.a.
RACQ Bank 3 years 3.30% p.a.
RACQ Bank 4 years 3.30% p.a.
RACQ Bank 5 years 3.30% p.a.
Rabobank 2 years 5.00% p.a. / 5.10% p.a. / 5.20% p.a.
Rabobank 3 years 5.10% p.a. / 5.20% p.a. / 5.30% p.a.
Rabobank 4 years 5.30% p.a. / 5.40% p.a. / 5.50% p.a.
Rabobank 5 years 5.50% p.a. / 5.60% p.a. / 5.70% p.a.
Regional Australia Bank 18 months (Amounts $1,000 to $500,000) 4.80% p.a p.a.
Regional Australia Bank 24 months (Amounts $1,000 to $500,000) 4.50% p.a p.a.
Regional Australia Bank 36 months (Amounts $1,000 to $500,000) 4.00% p.a p.a.
Regional Australia Bank 48 months (Amounts $1,000 to $500,000) 3.60% p.a p.a.
Regional Australia Bank 60 months (Amounts $1,000 to $500,000) 3.65% p.a p.a.
Suncorp Bank 18 Months ($1,000,000-$2,000,000) 5.15% p.a.
Suncorp Bank 18 Months ($100,000-$999,999) 5.15% p.a.
Suncorp Bank 18 Months ($5,000-$99,999) 5.15% p.a.
Suncorp Bank 24 Months ($1,000,000-$2,000,000) 5.25% p.a.
Suncorp Bank 24 Months ($100,000-$999,999) 5.25% p.a.
Suncorp Bank 24 Months ($5,000-$99,999) 5.25% p.a.
Suncorp Bank 36 Months ($1,000,000-$2,000,000) 5.00% p.a.
Suncorp Bank 36 Months ($100,000-$999,999) 5.00% p.a.
Suncorp Bank 36 Months ($5,000-$99,999) 5.00% p.a.
Suncorp Bank 48 Months ($100,000-$999,999) 5.00% p.a.
Suncorp Bank 48 Months ($5,000-$99,999) 5.00% p.a.
Suncorp Bank 60 Months ($1,000,000-$2,000,000) 5.00% p.a.
Suncorp Bank 60 Months ($100,000-$999,999) 5.00% p.a.
Suncorp Bank 60 Months ($5,000-$99,999) 5.00% p.a.
Teachers Mutual Bank 18 months 4.00% p.a.
Teachers Mutual Bank 24 months 4.00% p.a.
Teachers Mutual Bank 36 months 4.00% p.a.
UniBank (Australia) 18 months 4.00% p.a.
UniBank (Australia) 24 months 4.00% p.a.
UniBank (Australia) 36 months 4.00% p.a.
Unity Bank (Australia) 2 years 5.20% p.a. 1
Unity Bank (Australia) 3 years 4.60% p.a. 1
Unity Bank (Australia) 4 years 4.00% p.a. 1
Unity Bank (Australia) 5 years 4.00% p.a. 1
Westpac 24 months – Special Offer 5.10% p.a.

Extra Long Term (> 5 years)

Bank Term

Latest AI Summary

Generated 2026-04-07 03:43:13.696517+00:00 · Snapshot date 20260407

Open this summary page · Previous Changes

Rate Increases

  • Judo Bank:
  • 1 Year: Increased from 4.55% to 5.35% (Δ +0.80%)
  • 5 Years: Increased from 5.00% to 5.30% (Δ +0.30%)
  • Community First Bank:
  • 12 Months: Increased from 4.10% to 5.00% (Δ +0.90%)
  • 12 Months (on maturity): Increased from 3.40% to 5.65% (Δ +2.25%)
  • Regional Australia Bank:
  • 12 months: Increased from 3.80% to 5.00% (Δ +1.20%)
  • CommBank:
  • 12 Months: Increased from 4.25% to 5.00% (Δ +0.75%)
  • NAB:
  • 12 Months: Increased from 4.25% to 5.00% (Δ +0.75%)
  • Westpac:
  • 24 Months (Special Offer): Increased from 4.00% to 5.10% (Δ +1.10%)
  • Great Southern Bank:
  • 12 Month: Increased from 5.00% to 5.25% (Δ +0.25%)
  • 5 Year: Increased from 5.00% to 5.50% (Δ +0.50%)

Rate Decreases

  • Judo Bank:
  • 3 Months: Decreased from 4.55% to 4.50% (Δ -0.05%)
  • NAB:
  • 9 Months: Decreased from 3.30% to 3.20% (Δ -0.10%)
  • Bankwest:
  • 4 Months: Decreased from 4.25% to 4.00% (Δ -0.25%)
  • 6 Months: Decreased from 4.40% to 4.00% (Δ -0.40%)

Macro Signals

  • The general upward trend in term deposit rates across several banks suggests a potential increase in economic confidence and borrowing costs.
  • Significant increases in rates indicate that banks may be looking to attract more savers amid higher inflation expectations.

Important Disclaimer

The term deposit data presented here is collected with the assistance of AI and is updated on a monthly basis. This data may contain errors or omissions. Market conditions can change rapidly, and no guarantee is provided that the rates shown reflect the most current offerings.

This dashboard is provided strictly for informational and educational purposes. It does not constitute financial, investment, legal, or tax advice, nor should it be interpreted as an offer or solicitation to buy or sell any financial product. You remain solely responsible for your own investment decisions and for seeking independent professional guidance tailored to your personal circumstances.

Always verify the information by visiting the bank's official term deposit page for the most accurate and up-to-date rates and terms before making any financial decisions. By continuing to use this application you acknowledge and accept these limitations.

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